Do you invest in a REIT or what type of real estate? I have been thinking of adding something to my portfolio.
[Reply]

Yeah, it's a REIT (SCHH to be specific). I only do 5-10% on it, but I like having a little exposure there since I otherwise have no interest in investment property.
[Reply]

I stopped contributing to the REITs I have (much less than 10%) when the commercial industry looked like shit. I probably should do some research and maybe step back in at some point.
[Reply]

I've got a relatively large holding in HCI, which is a home insurance company. It's done very well for me, but it took a 20% hit the last week or so due to Hurricane Milton. The storm seems like it's not as bad as expected, and HCI is already up 4% today. I bet it gains another 10% soon if we hear more positive storm reports.
[Reply]

Okay, it's now up 8 percent on the day. You guys really should subscribe to my newsletter. If you had invested $2,500 when I told you about it this morning, you could be enjoying a lunch with scho right now with the profits.
[Reply]

Sign me up!
[Reply]

It ended the day up 12 percent. If you had invested $1 million when I mentioned it this morning at 4 percent, you would have taken home a cool $80,000.

I really should have dumped all of my free cash into it, because I was pretty convinced of a bounce. I wasn't expecting it in one day, but I figured it would happen. However, I have rules about how much to invest in one stock and I already hold a lot of it so my rules won't let me buy more.
[Reply]

I mean to your newsletter. I sold off all of my individual stocks outside of company stock and bought VOO and VOOG.
[Reply]

I should let you know that the subscription fee to my newsletter is $80,000 per year. But as you can see, it's worth at least that amount.
[Reply]

Would it be considered too greedy if I inquired about purchasing multiple subscriptions?
[Reply]

TSLA got hammered Friday, down 9%.
[Reply]

With multiple subscriptions, I'll throw in a free football phone.
[Reply]

Okay, lesson learned here. I bought a ton of long-term CDs when they were offering rates of 5+ percent. We're talking 5, 10, and even a few 20-year CDs. I've been looking at income projections and for some reason my fixed-income projections are declining, which should not be happening.

I went into my messaging, and the stupid banks are calling my CDs left and right. So I took a lower rate a year or two ago to lock in long-term rates, and now the banks aren't going to honor them. They've giving me my money back since I made a good call.

Screw bank CDs going forward. I'm not going to buy any going forward for more a 3-month or 6-month term.

And yeah, I knew they were callable when I bought them, but I didn't know what the likelihood of that was. I figured it would have to be some sort of cash crunch to do it. But no. The banks baited me into giving them money and now they're screwing me over.

I repeat: screw bank CDs going forward.

I hope at least a few of them will honor their promise.
[Reply]