It's becoming a problem at all ends of the spectrum. I've blocked 3 different bots at the ChiefsPlanet server level this year because they're just leeching content like crazy. Back when things were crawling here in February or so, I looked, and one IP address had used up about a third of our bandwidth for the month.

Obviously we're a drop in the bucket compared to the situation in the article, but it's definitely shitty that these places can just leech content, costing their hosts money, and profit from it without any compensation to the actual source.
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Hilariously, there is an ad for a shitty old grain drill - probably on Big Iron or something - on my PC.

That looks more than a little odd on a PC Gamer site. :-)
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Yeah, it's shitty. I think I read the NYT and NEWSMAX or something licensed their copyrights to Open AI.

It was a lot of money for me, but I thought it wasn't 1% enough for the entire product library of a national company. Especially for licensing it to a company that may or may not be low key trying to displace you.

I understand it was gross revenue without COGS so it went straight to the bottom line on the earnings call, but godDAMN.

So there is precedent for these companies paying for it. I didn't know Nvidia was doing any training.
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Anyone put any money in reddit? They just released their second earnings and they are very good. No after market jump but is there a reason this shouldn't be a long term hold?

https://www.stocktitan.net/news/RDDT...gk0m9bkxf.html
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I thought about it and maybe I should.

I listen to the prof G markets podcast and that dude laid out a pretty good case for it. They have incredible traffic numbers, and they just have to get the ad sales structure right. Which isn’t nothing but it isn’t the hard part. Plus it looks like they’re not falling into the tech bro trap of spending out the ass and eating huge losses to “grow”.

I’d hang onto it.

The big risk is if they lose 230 protection for content. If there gets to be smoke for that I’d dump it.

I didn’t think they’d have positive earnings so I stayed out. But if there are earnings it’s probably an OK hold.
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When you guys sell a significant amount do you immediately set aside 12% for taxes (assuming long term gains) or reinvest it and deal with it at tax time?
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I kind of wanted to, but I can never really get into IPOs until after the big fish have made their money. So I never do IPOs.

Honestly, I never think about the act of paying taxes. I plan around them, but I just cover them from cash unless it's so much that I have to set money aside.
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It all depends on your cash situation. If it's going to be a problem, do it. If you can swing it without, it's better to be in the market, typically. But yeah, you don't want to be a forced seller in April.

My taxes are variable so I don't.
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The daily swings on tickers has been nothing short of crazy. Even the indexes are swinging wildly each day.
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I read an interesting assertion that you should sell all Amazon today. Cathie Wood bought a bunch of it.

:-) Cathie Wood taking (deserved) strays.
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She’s an inverse for sure.

I just loaded some Amazon shares at 160 last week. Dammit Cathie!
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I'm 53, and had all my retirement in Schwab's "retirement 2035" account. My son is a business major and went over the individual investments that make up the retirement 2025 account. Turns out that 18% of my retirement investment was in bonds.

At my son's recommendation, I changed my allocation to 100% in Vanguard Institutional Index I ("VINIX"), which tracks the S&P 500.

It's a few days later, and I'm a bit nervous. I've read this string for years, but don't post on it as I don't have the disposable income to make trades for singular stocks. Any advice from the group here? Do you think it was the correct choice? You guys have such a deeper knowledge base than I do. My goal is to have my current account double twice in the next 15 years (which would be boosted by my yearly contribution). That should hopefully be enough for my and my wife's retirement. Based on family history, I'm likely to die before I hit 75 but my wife will live to be 100.

Thanks in advance!
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I’m no expert and you will get much better info from the other long timers in here soon but I’m pretty sure they’ll manage your portfolio based on when you’re likely to retire. Since you’re set to retire in just 12 years, the likelihood of the percentage of the portfolio being invested into safe investments like bonds goes up.

The S&P has historically returned something amazing like 10% on average in its lifetime so it is tempting. The issue is, it is volatile. You don’t want to be set to retire and have a year like 2008 hit your portfolio.
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Is this a 401k?

If so then Schwab should let you adjust for your risk tolerance within your 2035 account. I've got a similar 401k through Vanguard and can adjust the risk levers, which is % going into stocks vs bonds. Thus shifting more towards safer investments as you get closer
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That seems odd to me. The whole purpose of a target date fund is to have a specific amount of risk for a specific time frame. I'm surprised you can adjust that.
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