It's at an attractive price right now also 35.88

It plays between 33-44 mostly
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i did a covered call yesterday that blew me away. April 400 LLY paid $20 a share. Thats crazy!!
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If you're mainly thinking of this as retirement money and don't want to do the work of figuring out "how to invest," just open up a brokerage account at Vanguard and throw it all into a target date fund that's around the date you hope to retire. They are specifically designed to be an all-in-one option that gives you a ton of diversification and also decreases risk as your maturity date gets closer.

If, over time, you want to be more hands-on, you can always move away to more hand-picked stocks. But target-date funds will get you started.
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As another option, Vanguard (and a lot of other places) now have "robo advisors" that basically let you tell them what you want to accomplish and then algorithmically adjust your portfolio accordingly. I personally think that index funds (or target date funds) are just about as simple and cost less, but that's another route that simplifies the process.
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My in-laws did something back in the 1980s that I thought was pretty smart. When inflation spiked in early 1980s they put a bunch of money into long-term CD ladders. Then inflation went down and for 10+ years they were getting something like 8 percent risk-free on their investment returns in 3 percent inflation. I'm trying to figure out when they peak so I can do the same now. That's the key to success.
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I wonder what it would do if you told them you want 20% returns daily.
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https://www.chiefsplanet.com/BB/showthread.php?t=346603
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My FIL came to me in 2015 and asked me what I thought he should do with some money. Of course this was out of the blue with no associated detail. So I was like, "uhhh... What money are we talking about?"

Oh back in the 80's I put some money in a 15% CD and it's coming out now...

My fucking brain exploded all over my damned basement.

WTF? 15%? If anyone took a picture of my face I'm sure it'd be a meme today.

I'm trying to remember. I think I told him to pay off all debt.... Don't have any... Well, I'd stick it in an ETF.

So I had to ask him how the hell he got a CD a 15%. Like fucking seriously. He said, yeah, I scraped together every nickel I could scrounge and stuffed it in there. I needed the money (obviously he didn't - see the no debt comment), but I didn't figure I could get 15% on the farm (I think he did but he isn't doing any math and I didn't argue).

15%.....
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I was living in Denver, my son was a baby (41 now) And I got a check from the company for moving expenses a couple months before. I called the broker I had an account with and said I had a few grand to sock away. He said call your bank...I stoped at bank that afternoon and got a 12 mo CD for 16.5%

That year, operating loans from Farm credit hit a max of 22% for a few days, most operating loans were 15-17%

Jimmy Carter was President.
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Times of change are times of opportunity. In all seriousness, it seems like a 99.9 percent winner to buy some long-term CDs now if we can get 5 percent or more. It seems like the Fed is really intent on getting inflation back down to 2 percent or so. Right?
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Not currently.

From what I've read they're planning on raising it again. I saw a headline (admittedly didn't read the article) that inflation is over and the fed is dumb for continuing to raise it.

I read somewhere that the Fed Chairman like worships at the alter of Volker, so who knows.
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Where can I get 5%?
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One of my local banks has a MMSA at I think 4.

Typically if you lock it up longer they'll give you a higher rate. Asking about multi-year CDs and it can probably get you there.
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Anyone been tucking any money into I bonds the last year?
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