I've thought about investing my money but I can't imagine just watching the number bleed off at times.

If my money is going somewhere I want to be enjoying it. The more money I have the more money I can make.
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I have to submit a personal balance sheet to the bank annually even though the bank is making the loan to a separate legal entity and my contributions to debt service as an owner would be minuscule if the company becomes insolvent :-) But that's neither here nor there.

It is sometimes startling to note how much your personal net equity changes over the years.
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Interesting story.

I think it was in 2014, my father in law was talking to me. He said he was bummed out. In the 80s, he scraped together every penny he could scrounge and threw it in a 30 year CD. At 15%!!!

He said he didn't figure he'd ever get that kind of a return on the farm.

Pretty damn smart. I don't know what USDA has average farm return at during that period, but it isn't 15%.
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This is an excellent idea. i'll come back here when I start making salary somewhere.
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Put it all in Mac N' Cheetos
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My best advice is to use your head and think about where we're headed as a society/planet in the future. Identify the necessary components to get to that future, and wait.

Don't listen to Wall Street analysts. If there's anything I've learned from investing in the market, it's that market analysts are shortsighted idiots who generally don't know what they're talking about.

The only thing they seem to do is rely on the companies and industries that have always produced. Because of this, they miss out on good investments early, and only back "new blood" once it's a proven winner. By that time, your opportunity is missed and it's a long slow slog to the finish.

Now, there's nothing wrong with the long slow slog, but your effort and commitment are deserving a few big wins.

You'll never regret missing out on the small incremental gains of mature business and industries.
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I'm currently watching the bleed, I think many/most are. You have to know and understand that you're in it for the long haul and have confidence in the stocks you've chosen.
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So the concept I'm using it for is to (1) keep track of everything, and (2) see progress over time. I don't bother with including vehicles or other illiquid items that in theory add to net worth (other than the house), but you certainly could if you wanted (offset by any vehicle loan).

Anyone who has credit card or student loan debt should have it on the spreadsheet. You can also input what the interest rates are for the various debt, to help you visualize what debt you should prioritize getting rid of first.

In theory, if you had a baseball card collection or some other kind of collectible, you could include that, but it's pretty much YMMV there. Most types of collectibles aren't exactly a great way to plan for retirement unless it's your actual business, and even then it's risky for your heirs. Usually they need to be sold at firesale prices to convert to cash if anything goes wrong.
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I won't deny that it's a pain in the ass a few first months, but soon you have it down to a routine and it takes no time at all. Copy column from last month into new month, and update all figures. I try not to be a complete nazi about it. If I only get quarterly statements from some account, I can live with updating it quarterly. Now, however, with every account having online access, that usually isn't an issue.
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You're obviously doing great in many ways. We've all seen the depressing statistics about how 45% of America couldn't meet an unexpected $400 expense or whatever. Just awful.

The problem with cash, even if it's earning 1%, is that it's losing purchasing power due to inflation. I'm making these numbers up, but your 150K will be worth, say, $125K in ten years, 100K in 20, and 50k in 40 years. That sucks, but it's reality.

So you really need to make it work for you somehow, even if only to keep up with inflation. Preferentially to get AHEAD of inflation of course, so your money makes you money.
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Same here. Index funds and the ETFs that mirror them are the way to go.
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So, I know you rejected real estate, and that's fine, but real estate can be a great way to reduce tax bills. I'm not qualified to go into detail on this, and don't do it myself, but I know it's true.
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The point is to make your money work for you, in whatever way works for you and your skills and life. If you actually use your cash in a productive way -- buying "lake lots" or whatever, then that certainly makes perfect sense to me.
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I was a kid and remember interest rates that high.

Now imagine the flip side -- mortgages at like 18+ percent, because that was real too.

I could go on and on about how Fed Chairman Volcker had to do it to break "stagflation", but it also broke the Carter presidency (not that he was good, anyway, but alot of people blame Carter for stuff that he had no control over that came out of the oil embargo crisis etc.), but trust me when I say you don't want to get me started. :-)
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Your path might be great for YOU, but it is high risk, high reward, high maintenance, and not the right path, in my opinion, for the vast majority of investors.
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