Shopping ZOM dips. That tech has to pop down the road, right?
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I got out of that a week ago.

I did guuuud.
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:-):-):-):-)
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I actually sold some QQQE today so I could buy another 1000 shares of ZOM. It's a $10 stonk down the road easy. Rumor has it $6 by end of March.
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Virtually all of my investments are tied up in a variety of things but I have fun gambling a few dollars on penny stocks that I think have a shot at going to $1.00 or more. It’s cheap and fun and one day one may hit and make 100 or more times my investment. Once I buy one I don’t sell it and I buy100 dollars worth of it. Most of these stocks are .00xx or even cheaper so I usually end up with 10000 or more stocks. It’s fun and I enjoy the research. Anyway I ran across something interesting on reddit and would be interested in your thoughts....
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I've been getting slaughtered this week.....so i sold a year long loser and reloaded dips on my cheaper stocks.

I sure hope there is a friday run, but I expect Monday will be the green day.
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OK, gonna buy something here today.

ZOM, SNDL or NGA?
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https://www.nytimes.com/2018/02/02/y...h=login-google
https://www.reddit.com/r/investing/c...est_at_market/
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No question that he has played the game well.
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Ebon, been researching them all day. Kicking ass and plenty of room to grow. Bitcoin mining equipment and setting up their own farm. Crypto is going to be huge this year.
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this is just awful

no thanks
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"Time in the market is more important than timing the market."

I understand this, but I keep holding most of my cash and waiting for that next recession. Should've bought more last March.
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WOW, I feel like a fool! I thought I knew it all about mortgages and financing property but I was just awakened after talking with my banker. Let this be a lesson for everybody.

So, since I'm stuck in the house with too much time on my hands and go into my mortgage accounts to review payment historys.

I have 3 mortgages with 30 year/5 yr arms. When I originally took these out I planned to make extra principal payments to get them to 15 year loans which is what I did for the first 5 years on each account. All my other mortgages I've always done 15 yr/5 yr arms.

So in reviewing a property I bought in 2013 I noticed the principal portion of my payment dropped from $379 down to $119 the following month at the 5 yr mark. So then I look at a property I bought in 2009 and same thing when it adjusted in 2014 and same thing when it adjusted in 2019. And sfter the first 5 year marks I had quit making additional principal payments because I had paid enough EXTRA to knock out 15 years.

So I just called my banker and questioned what was going on and he explains to me that when it adjusts the bank system says this is a 30 yr note so it adjusts it back to the balance of years (which basically just reduces your principal each month.

So the bottom line is a 30 year loan is a 30 year loan unless you have the ability to pay it in full at some point. I've never seen this discussed or explained , EVER . And I've read tons of books and info.


This really makes me upset because I thought I knew it all.

So , In hindsight the problem lies in having a 5yr ARM instead of a fixed loan for the whole term it appears.
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100% disagree, but still interested in your reasoning.
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