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Nzoner's Game Room>Investing megathread extravaganza
DaFace 11:23 AM 06-27-2016
A place to talk about investing stuff.
[Reply]
Rain Man 08:21 AM 02-18-2019
Originally Posted by Buehler445:
What happened? Most dudes are coming out favorably. Preparers are fussy because government made something simple insanely hard, but most dudes are better than they were before.
I'm going to get killed this year. We overshot withholding last year, and the accountants' recommendations undershot us badly this year. Last December several clients paid late, just into January, and it kind of jacked up our projections.
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Hog's Gone Fishin 08:31 AM 02-18-2019
I'll get hammered this year. This is the first year in 36 years I haven't drawn a regular paycheck so I got no Federal withholding taken out.
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Hog's Gone Fishin 08:58 AM 02-18-2019
I hate Presidents day!

Post office=closed
Banks=Closed
Stock Market=Closed
Fishing =Closed
[Reply]
Buehler445 09:30 AM 02-18-2019
Originally Posted by Rain Man:
I'm going to get killed this year. We overshot withholding last year, and the accountants' recommendations undershot us badly this year. Last December several clients paid late, just into January, and it kind of jacked up our projections.
Fair enough.

And by and large fuck taxes.

But most guys are seeing benefit of the tax bill
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DaFace 09:37 AM 02-18-2019
Originally Posted by Buehler445:
Fair enough.

And by and large fuck taxes.

But most guys are seeing benefit of the tax bill
The problem is that taxes are stupidly confusing, so most people don't really understand them well enough to pay close attention to what their employers are doing with their withholdings. Most "normal" people did, indeed, pay fewer taxes this past year, but most also didn't withhold enough, so overall people are getting less back in refunds than they're used to. That's causing a lot of angst, as a lot of people use them as a sort of forced savings account that then allows them to catch up on some things once a year.

In other words, yes, people paid fewer taxes this year. But most just absorbed the extra $50 per paycheck without really noticing it but are now short the extra $500 they were typically used to at the end. To 90% of people, that feels like the tax bill screwed them over even when it really didn't.

Here's a good article that talks through some of the numbers:
https://www.cnbc.com/2019/02/15/tax-...ont-panic.html
[Reply]
SuperBowl4 10:24 AM 02-18-2019
Invest in LEAD and FOOD
[Reply]
Rain Man 03:23 PM 02-18-2019
Originally Posted by SuperBowl4:
Invest in LEAD and FOOD
But not lead in food.
[Reply]
Buehler445 03:32 PM 02-18-2019
Originally Posted by DaFace:
The problem is that taxes are stupidly confusing, so most people don't really understand them well enough to pay close attention to what their employers are doing with their withholdings. Most "normal" people did, indeed, pay fewer taxes this past year, but most also didn't withhold enough, so overall people are getting less back in refunds than they're used to. That's causing a lot of angst, as a lot of people use them as a sort of forced savings account that then allows them to catch up on some things once a year.

In other words, yes, people paid fewer taxes this year. But most just absorbed the extra $50 per paycheck without really noticing it but are now short the extra $500 they were typically used to at the end. To 90% of people, that feels like the tax bill screwed them over even when it really didn't.

Here's a good article that talks through some of the numbers:
https://www.cnbc.com/2019/02/15/tax-...ont-panic.html
Makes sense. I haven’t done a ton of W-2 only returns, but the ones I have the federal is OK but the state is way underwithheld. Because Kansas.
[Reply]
Rain Man 03:53 PM 02-18-2019
Originally Posted by Hog's Gone Fishin:
I hate Presidents day!

Post office=closed
Banks=Closed
Stock Market=Closed
Fishing =Closed
I didn't know that fish observed President's Day.
[Reply]
ChiliConCarnage 05:25 PM 02-18-2019
Originally Posted by lewdog:
All right, fuck IQ. Time to go with a real company.

Pfizer it is.
This is a swing or short term trade? Why, Pfizer? Is it a play on PBM regulation?
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Hog's Gone Fishin 06:12 PM 02-18-2019
Originally Posted by Rain Man:
I didn't know that fish observed President's Day.
They do when its 28 degrees and the winds blowing.
[Reply]
Nightfyre 06:16 PM 02-18-2019
Originally Posted by Hog's Gone Fishin:
I hate Presidents day!

Post office=closed
Banks=Closed
Stock Market=Closed
Fishing =Closed
How is fishing closed?
[Reply]
Nightfyre 06:17 PM 02-18-2019
Originally Posted by Hog's Gone Fishin:
They do when its 28 degrees and the winds blowing.
I think you need to sack it up sir. I was out yesterday in 10 below, 25 mph winds, and hauling my fishing gear over a mile each way in a sled.
[Reply]
displacedinMN 06:26 PM 02-18-2019
Originally Posted by Buehler445:
What happened? Most dudes are coming out favorably. Preparers are fussy because government made something simple insanely hard, but most dudes are better than they were before.
I just hate that I work hard, supposed to get more money, and it goes back into taxes for the city, school (see below) and everyone wants more. Every bill went up Jan 1. DTV, water, paper etc.

The city decided to build a new city hall and pool. I am close to paying as much in taxes as my house payment. Which I get no credit for. F Hennepin County.

We prepaid a lot. We do not have anything taken out for farm cash rent, so we have to prepay it. I get no credit for tuition for kid because I MAKE TOO MUCH MONEY.

Let me tell you what it is like to be a teacher in the district I teach in.

I voted for the referendum. It usually helps with a pay raise. I will pay more in property taxes and income tax so that I can get a pay raise so I pay more taxes. The ultimate vicious circle.

Our school district is still 5 Mill in the hole because the Fed government does not fully fund Special Ed. Meaning I may lose my co-worker who I really like. And may have to train someone new. I hate that.

ok. /rant for now.
[Reply]
Hog's Gone Fishin 07:51 PM 02-18-2019
Originally Posted by Nightfyre:
I think you need to sack it up sir. I was out yesterday in 10 below, 25 mph winds, and hauling my fishing gear over a mile each way in a sled.
Now thats dedication. I'm impressed!
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